Address: PO Box 644, Palm City, FL 34991
Our Insurance Agency Services
Health Insurance
Kripitz Insurance Agency, LLC has provided employee benefit solutions to businesses since the 1970’s. Employees are the lifeblood of a business and it is crucial to offer them quality health insurance and other ancillary benefits. We are independent brokers and have no loyalty to any insurance company. We represent our client’s best interests and will structure a benefit plan that fits their specific needs. If your business would like a comprehensive benefit analysis, please contact us.
Life Insurance
By law, we are required to insure our homes and cars, but not our lives. Millions of Americans die every year without life insurance and leave behind loved ones who cannot financially recover. There are two kinds of life insurance, term life insurance and permanent life insurance. Term life insurance is temporary and can last anywhere from 10-40 years and is typically very affordable. Permanent life insurance lasts your entire life. All life insurance proceeds are TAX FREE. If you are interested in a life insurance quote, please contact us.
Long Term Disability Insurance
Long Term Disability Insurance is essentially insurance for your paycheck. If you lost your income because you were injured or became too sick to work, would you be able to cover your living expenses, plus additional medical bills? For most people, the answer is no. Just over 1 in 4 of today’s 20 year-olds will become disabled before they retire and among the most common reasons for disability claims include cancer, pregnancy and mental health issues. All doctors, attorneys and high income earners should consider purchasing long term disability insurance. If you are interested in long term disability insurance, please contact us.
Long-Term Care
Long-term care (LTC) refers to a variety of services and supports that are designed to assist individuals who have difficulty performing everyday activities due to chronic illness, disability, or cognitive impairment. Long-term care can be provided in a variety of settings, including nursing homes, assisted living facilities, adult day care centers, and in the individual’s own home. Having long-term care insurance can help protect individuals and their families from the high costs associated with long-term care, which can be financially devastating without proper planning.
Voluntary Benefits
The most attractive feature about offering Voluntary Benefits to your employees is there is NO COST to the employer as the employees pay for these benefits themselves via payroll deduction. Unlike health insurance, Voluntary Benefits provide employees many benefit options that fit their specific needs. Whether you have 50 employees or 5000 employees, we have a full time professional enrollment team that will educate and enroll employees. We can also plug into the firms benefits administration platform for a seamless online enrollment. If your firm is interested in offering Voluntary Benefits, please contact us for a quote.
Here is a list of Voluntary Benefits that we can offer your employees:
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Accident Insurance
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Cancer Insurance
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Short / Long Term Disability Insurance
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Term / Whole Life Insurance
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Dental / Vision Insurance
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Hospital Confinement Insurance
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Criticall Illness Insurance
Medicare Supplements
Medicare coverage usually starts when an individual turns 65 years old. Medicare Parts A and B (Original Medicare) cover 80% of your health care costs. A Medicare Supplement will cover the other 20%. Medicare Supplements will pay for the deductibles and coinsurance that are not covered under part A and B of Medicare. The best time to purchase a supplement is either upon turning 65 if you have both Part A and B or when you retire from a job and lose your benefits if later than 65. These are considered open enrollment periods and the supplement insurance is guaranteed issue. If you turning 65 soon and would like a quote, please contact us.
Our customers are saying about…
“The Kripitz Insurance Agency customized a business health plan with exactly what our small business needed.”
KIA Customer
“With my very limited financial resources JKA gave me a very comprehensive plan to fit my budget.”
KIA Customer
“Was very pleased with the work that Adam did, he was very friendy and sincere and honest. I would highly recommend Adam”
KIA Customer
Your best choice for insurance services.
KIA staff members are well versed regarding industry issues. Each member contributes to the overall goals of the agency, sharing their knowledge and experiences. A key characteristic of every employee is their determination to achieve client satisfaction.
The agency’s successful track record is evident by the increasing number of clients and staff members. Present office facilities have been expanded to accommodate our growth.